Refinancing

The Brazilian government will go to auction the leaf of payments of the paid benefits of the INSS in day 5 of August, for the bank that to offer optimum it launches. The licitation is not being seen for the Private banks well and the government established the hypothesis of the public banks to enter in the competition, case the private ones inside does not reveal interest commercial of the waited economic value. The banks that to participate of the process will have right the 5 years of rendering of services, inside of an obligatoriness to offer the service per 20 years. The licitation was divided in 26 lots, being that one only crowds for the city of So Paulo, as example. If you would like to know more then you should visit Bill Phelan. A dispute exists on the bargaining power of the pensioners, the market will tend to favor the company who to win the competition, therefore the reason of heated shocks of commercial interest. Some companies start to close the rockings of 1 semester and 2 trimester of 2009, amongst them I must stand out two results Refinancing of debts with the government for companies with discounting of up to 70% from day 17 of August. The unemployment level that was around 6,8% in December of 2008, in the regions metropolitans, arrived 9% in March, June arrives 8.1%, a real analysis will happen from the divulged data of the level of July unemployment, of which, it will be able to have the peak of the tax of unemployment and in the following months a recovery of the job level, being able to finish the year something around 7,6%.

The level of people who had pled the act of receiving of> insurance-unemployment in U.S.A. surpasses the house of 6,2 million people, sample of clear form that the job is the concern of the moment. With all these data the August month will be the month of the cheap credit, opportune moment of the sale on credit of good, thanks to the tax incentives and fall of the tax of interests to the lesser indices of the last years. Excellent moment for acquisition of the proper house, therefore will be the lesser tax charged in this year, with rise in the next months.

The Standard

Predominant the technological standard selects some alternatives ready, considering proper technological and economic elements. The paradigm starts to be the standard of solution for the problems and, on of this, they go appearing new focos of innovations, always between ' ' trade offs' ' – technological way and economic way -. For FREEMAN (1995, P. 07): ' ' A new technician-economic paradigm only emerges gradually as new ' ' type ideal' ' of productive organization, it leads full advantage of the factor more visible key, or factors that if are becoming more and in the structure of relative cost. The new paradigm creates the potential for a quantitative jump in the total factor of productivity and opens without preceding scale of new chances of investments. It is for these reasons that bring concerning a radical level in the sense of engineering and administration and that it tends to spread out as conditions radically allowed, dislocating the standard of investments of old paradigma' '.

Analyzing the consideraes between the parts, inside of a random environment, the possibilities are several, for the firm, to take its decision of innovation. It will be on one of them that the market will select the agents who are certain, or not. For more specific information, check out Bill Phelan. Example: Market of notebooks. The way of the paradigm technician is fruit of the solutions of the daily problems. This technological trajectory depends on the context where if it develops this saw. The conformation of this technological trajectory is established in: i) Technological structure? laboratories – personal qualified technician searching some answers for the firm; II) Availability of the production processes, in terms of ability, experiences, knowledge tacit – not codified -, capacity of to make the things, constructed the people in elapsing of the time. Of in such a way making a part can be created that goes to reduce the production cost; III) Technological ability of the firm: The proper firm creates its technological innovation, it is the pioneer, in what by makes – learning interacting, to learn for interaction.

National Financial System

How much to the hierarchic control, directly determination of the direct administration in immediate way are subordinated to the President of the Republic and the Secretary of the Treasury, fulfilling, accepting the lines of direction of the presidency, or mediate, with the CMN defining politics and regulating activities, as much it BACEN, how much of the CVM. National Monetary advice the National Monetary Advice (CMN) is an Autarchy created for Law 4,595, of 31 of December of 1964 with being able deliberative maximum of the National Financial System. He is responsible for the general lines of direction, forwarded for its functioning. He is constituted by the following members: – Minister of State of the Farm – Minister of State of the Planning, Budget and Management – President of the Brazilian Central Bank Abilities – To establish the general lines of direction of the politics monetary, exchange and credit – To regulate the conditions of constitution, functioning and fiscalization of the financial institutions – To discipline the politics instruments monetary and exchange Objectives Of in accordance with the article 3, that politics of the National Monetary Advice is mentioned to it, this will have as objective: – To adapt the volume of the ways of payment to the real necessities of the national economy and its process of development – To regulate the value internal of the currency, for in such a way preventing or correcting the inflationary or deflacionrios surtos of internal or external origin, the economic depressions and other deriving disequilibria of conjunctural phenomena – To regulate the external value of the currency and the balance in the rocking of payment of the Country, in view of the best use of the resources in foreign currency – To guide the application of the resources of the institutions financiers, wants public, wants private, in view of propitiating favorable conditions the harmonic development of the national economy – To propitiate perfectioning of the institutions and the financial instruments, with sights to the biggest efficiency of the system of payments and mobilization of resources – To watch over for liquidity and solution of the financial institutions – To co-ordinate the politics monetary, credit, budgetary, fiscal and of the public, internal and external debt – To authorize paper emissions currency – To approve monetary budgets prepared by the Brazilian Central Bank Brazilian Central Bank the Brazilian Central Bank is an integrant federal autarchy of the National Financial System, being tied with the Treasury department of Brazil. It is main the monetary authority of the country, having received this ability from three different institutions: the Supervision of the Currency and Crdito (SUMOC), the Bank of Brazil and the National Treasure. Central banking – Brasilia the Central banking was created in 31 of December of 1964, with the promulgation of the Law n 4.595. Abilities – To emit paper currency and metallic currency – To receive the collects obligatory from the commercial banks – To carry through operations of rediscount and loans of assistance to the liquidity to the financial institutions – To regulate execution of the checks clearing services and other papers – To effect, as instrument of monetary politics, operations of purchase and sales of federal public headings – To authorize, to normatizar, to fiscalize and to intervine in the financial institutions – To control the flow of foreign capitals, guaranteeing the correct functioning of the exchange market

Nautical Footwear King

It is true that, when arrive on hot days, you want to remove the boots, wool socks, shoes with laces and welcoming to the days of Sun, beach and terraces with all the freedom in the world at our feet. And while for footwear women star are sandals in all its varieties, men nor remain short in terms of design and fashion in shoes, and bet strong each year by those who are considered to be the Kings of the months of heat: the nautical and moccasins. The indisputable attractiveness of nautical shoes does not take fashion, year after year. The design of these modern Classics has just changed with the seasons; Although the lines have lightened and simplified to accommodate the new trends, the nautical preserve that essence that reminds us to yachts and the Riviera, and that make them a safe bet for any time of the day or night. The current Clarks models incorporate an Active Air system, which consists of an air Chamber located in the sole that cushions the step, thus increasing comfort. Style shoes for twenty-four hours a day. Moccasins are another popular option among male footwear for the summer months. Year after year, the designs are renewed in these shoes classic imtemporales. The current lines show a very modern elegance, with blunt and rounded toe and a sexy sports style. In colors, they send the chocolate brown and camel tone, perfect to combine with fashion that will be more this summer: worn jeans, Navy blue stripes and white and red accents.

Traditional Economy

Competitive advantage is, therefore, the mesmice opposite. It is in that it inhabits, basically, the profits of productivity gotten by the Metalic, which did not hesitate, since the beginning of its activities, in establishing a strategical differential in relation to its competitors, as he will be demonstrated throughout this work. Of this form, the theoretical referencial where if apia this research will not only fall again on the concept of ' ' advantages competitivas' ' of PORTER (1999: 43) and of its seguidoresda Traditional Economy, such as GHEMAWAT (2000), PRAHALAD (2002). The base theory will examine, also, the concepts of ' ' development sustentvel' ' of the World-wide Commission on Environment (WCED) defined as that one that ' ' it looks for to take care of to the necessities and aspirations gifts without compromising the capacity of also to take care of to the ones of futuro.' ' , beyond other authors adepts of the Ambient Economy, such as, HOLLIDAY, SCHMIDHEIRY and WATTS (2002), SOUZA (2000), ALMEIDA (2003) and its concept of ecoeficincia, understood, here, as as ' ' a philosophy of enterprise management that incorporates the ambient management, associating it the objectives econmicos' ' , that is, ' ' the main objective of the ecoeficincia is to make the economy to grow qualitatively, and not quantitativamente.' ' The examination of the Metalic case under the points of view of two chains of thoughts, ' ' Traditional economy versus Ambiental&#039 Economy; ' , argued above, it accurately aims at to verify until point the two theories tend to converge to one another one and new theory, being conciliated and harmonizing the positive points of each one of them. At last, the inquiry will purely develop in level theoretician and empiricist, whose main methodology will be the bibliographical study. Using itself still the use of the publication of the research carried through for the BNDES in 1998, concerning market of ' ' Metallic packings for Bebidas' ' 1 and of ' ' Magazine Metallurgy of Matrias' ' 4 intitled of ' ' Embalagens' ' , the inherent statisticians to the subject of this work will be presented, as well as the reasons for which the cost of the steel cans became inferior the ones of the aluminum cans.